Tag Archives: home equity

Real Estate Appraisals

A recent experience has got me wondering how many errors are made in the home mortgage industry.

Ginny and I are in the process of applying for a Home Equity Line of Credit (HELOC) so we can do some improvements to the house in the next few years.

As part of the HELOC application, they did an appraisal of our house.

When they got the appraisal back, they informed us that our original loan offer had to be revised because the value of our house was significantly lower than our own estimate.

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Chase Bank Fees

I’m getting really confused by my bank (Chase) … when presented with a customer who has been with them for a number of decades (through 2 or 3 incarnations), and who WANTS to keep an account open with them … they won’t waive a $200 fee.

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